HSA

HSAs are becoming the preferred coverage for individuals, families and employer groups. Here are the fast facts.

You purchase a high deductible health plan.

You can open an HSA account at most banks if your health plan qualifies

You can save in that account TAX ADVANTAGED money to spend on health expenses

If you do not have health challenges the money can be used at retirement

Watch the video to get an introduction to HSAs.

Rates for Utah and Nevada

Rates for Utah are high. If you live in Utah you know all abou it. But there is relief from the high rates with new PPO rates from Humana, a national carrier with years of expertise in PPO plan design and service.

Visit Humana for more information here…

TONIK from Blue Cross Anthem

TONIK’s Plans are meant to be not only fun loving, participants will be able to relax knowing that their coverage is with Blue Cross, a solid company over 65 years old.

TONIK is a product from Anthem Blue Cross Life & Health Insurance Co., designed to be easier to buy, and use, than traditional PPO products.

The TONIK plans cover most types of Lab, X-ray and other common services in an office visit situation. Each plan includes a Dental Plan with no waiting for benefits, a Vision plan that helps with lenses and exams, and the Prescription benefit that seems to get more important every day.

It would not surprise us if Regence, or Empire, two other licensees of Blue Cross Blue Shield, took notice of TONIKs’ success and started look alike products. Anthem has announced it’s own look alike for the states where they are not the licensee for Blue Cross, the ‘Sound’ PPO family is almost identical to TONIK, and available in Texas and Illinois.

TONIK

TONIK

TONIK from Anthem Blue Cross is a new concept in PPO (Preferred Provider Organization) health insurance.

The plan is marketed exclusively by the web, and agents who sell TONIK link to an online enrollment interface that the insurer hosts.

While the success of TONIK itself it notable, the reasons for the success are even more surprising. First of all, TONIK is described not only in plain language, but also in appropriate slang for the target audience. Even the plan names are intended to please the young target buyer…

“Part-Time-Dare-Devil”, “Thrillseeker” and “Calculated Risk Taker”. Quite a departure for a venerated company like Anthem, who for years extolled tradition as a central value for health insurance.

Probably even more than the names, ancillary benefits (dental and vision) entice buyers to choose TONIK. You may never have a heart attack, but you will certainly need an eye exam and a teeth cleaning.

Each of the three varieties of TONIK include dental and vision benefits, without an additional cost. So while you want the coverage in case of an accident, you know you will use the Dental and Vision for sure.

I don’t think it will be long before other companies create exciting (as exciting as insurance can be) health plans to compete, but in the mean time, TONIK is setting records for a 65 year old company, and that is saying something.

From Article Base.com

More about TONIK…

TONIK rates for Nevada and California

“I wish I could get the friggin rates for friggin Health Insurance without filling out a friggin form” I told my friend and fellow writer ‘Jeff’ from this site.

He’s an alright guy, for an insurance agent, so he says, try benefitwebsite.com for Blue Cross health plans in California, and tonikrates.com for California and Nevada TONIK rates.

Jeff’s right, the sites don’t make you fill out a form, and all you have to do is either enter your zip code and age, or choose it from a drop down menu. Either way, it beats having to give your life story to a website you may not trust elsewhere.

True, it’s limited to Blue Cross products in California, and TONIK in Nevada, but it’s a start, and he tells me that HealthNet quote engines in this same style are in the works.

Anyway, I thought the lad deserved some recognition for the effort you know?

Ahealthyplan.info

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